Bank of Baroda Bambooflat Branch

For residents and businesses in Bamboo Flat, Andaman and Nicobar Islands, managing finances efficiently is a cornerstone of daily life. Bank of Baroda Bambooflat Branch stands as a reliable partner in this journey, offering a comprehensive suite of banking services designed to meet the needs of the local community. Situated strategically near Rahamania Masjid in Tehsil-Ferrargunj, this branch is more than just a transaction point; it is a hub for financial guidance, savings, and growth. As part of Bank of Baroda, India’s premier public sector bank with a global footprint, the Bambooflat Branch brings institutional strength and localized service together, making world-class banking accessible right here in the islands.

The branch operates with a clear focus on customer convenience and accessibility. From basic savings accounts to complex loan products, every solution is delivered with transparency and a commitment to building lasting relationships. The team at Bambooflat understands the unique economic dynamics of South Andaman and is equipped to offer personalized advice whether you are a farmer, a small business owner, a salaried professional, or a senior citizen. With dedicated counters, digital banking support, and a welcoming atmosphere, the branch ensures that every visit is productive and efficient.

Services & Digital Banking Solutions

Bank of Baroda Bambooflat Branch delivers a full spectrum of banking products tailored for individuals and enterprises. The service counter handles everything from new account openings to high-value transactions with equal care. Customers can explore a range of deposit plans, apply for loans, and sign up for government-backed social security schemes all under one roof.

• Savings and Current Accounts: The branch offers specialized accounts including the bob Masterstroke Savings Account, Women’s Advantage Accounts, and custom current account packages for businesses and startups.
• Deposit Plans: Secure your future with Fixed Deposits, Recurring Deposits, and the innovative bob Earth Green Term Deposit, which supports environmental sustainability while growing your money.
• Loan Products: Access credit for every stage of life. Home Loans, Car Loans, Personal Loans, Education Loans, and Gold Loans are all processed with competitive interest rates and minimal documentation.
• Government Schemes: The branch actively facilitates enrollment in Atal Pension Yojana (APY), Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), and Pradhan Mantri Jan Dhan Yojana (PMJDY).

Embracing the digital era, Bank of Baroda empowers customers to bank beyond branch hours. Through the bob World mobile app and Internet Banking platform, account holders can transfer funds, pay bills, recharge mobiles, book fixed deposits, and monitor transactions 24/7. The branch team provides hands-on demonstrations to ensure every customer, regardless of tech proficiency, can leverage these digital tools securely.

Branch-Specific Facilities & Accessibility

The Bambooflat Branch is designed to be a one-stop financial center for the Ferrargunj tehsil. It operates as a GENERAL BANKING BRANCH with the branch code DBBAMB, ensuring it can handle all routine and non-routine banking activities without rerouting customers elsewhere. The infrastructure supports smooth queue management and private consultation areas for discussing loan proposals or investment plans.

While the RAMP facility (for differently-abled access) is not available at this specific location, the staff is trained to provide doorstep assistance and priority service to senior citizens and customers with special needs, ensuring no one faces barriers in managing their finances. The branch also maintains an ATM for 24/7 cash withdrawals, which is a critical service in this semi-urban island setting.

Languages & Community Connection

Banking is built on trust, and trust grows when communication is clear. The team at this branch communicates fluently in English and Hindi, making it accessible to the diverse population of the Andaman and Nicobar Islands. Whether you are a native islander, a mainland settler, or a visiting businessperson, your queries are addressed in a language you are comfortable with. This bilingual proficiency reduces paperwork errors and ensures that customers fully understand the terms of their accounts and loans.

Being located next to Rahamania Masjid, the branch is deeply integrated into the social fabric of Bambooflat. It participates in financial literacy drives and supports community initiatives, reinforcing Bank of Baroda’s larger mission of social commitment. The staff often guides individuals transitioning from informal savings to formal banking, fostering a culture of financial inclusion in this remote archipelago.

IFSC, MICR & Technical Details for Seamless Transactions

For online fund transfers and electronic clearing services, the branch’s technical identifiers are essential. These codes ensure that every rupee reaches the correct account without delays or technical rejections.

• IFSC Code: BARB0DBBAMB
• MICR Code: 744012005
• Branch Code: DBBAMB
• Sol Id: 8141

Customers using NEFT, RTGS, or IMPS services should always quote the IFSC code BARB0DBBAMB when adding this branch as a beneficiary. The MICR code 744012005 facilitates faster check clearance. These details are particularly important for the island’s traders and businesses that rely on seamless inter-state commercial payments.

Why Customers Choose This Branch in South Andaman

In an environment where digital connectivity can sometimes be intermittent, having a physical, dependable branch provides peace of mind. Customers choose Bank of Baroda Bambooflat Branch for the combination of a trusted national brand and attentive local service. The branch has cultivated a reputation for personalized attention, where officers remember repeat customers and understand their transaction patterns, adding a layer of intuitive service that pure digital banks cannot replicate.

The quick resolution of grievances is another major draw. With a direct feedback mechanism and a toll-free customer care number (1800 5700 / 1800 5000) available 24x7, issues related to debit cards, UPI failures, or account discrepancies are escalated and resolved rapidly. The branch acts as the first point of contact, often fixing problems on the spot during working hours.

Hours, Location & Directions

Planning your visit is straightforward. The branch operates from 10:00 AM to 4:00 PM, Monday to Saturday, making it convenient to combine banking with other errands in the locality. It is important to note that the branch remains closed on the 2nd and 4th Saturdays of every month and on all Sundays. Customers should also check the official holiday list, especially for regional observances like Muharram.

Full Address: Bank of Baroda Bambooflat Branch, 1st Floor, AT & PO - Bambooflat, Tehsil - Ferrargunj, Near Rahamania Masjid, South Andaman, Andaman and Nicobar Islands, 744107.

Landmarks like the Rahamania Masjid make the branch easy to locate. It is accessible via the main road through Bambooflat, and public transport connects it well with nearby villages in Ferrargunj tehsil. The team is always ready to provide verbal directions over the phone for first-time visitors.

Serving Businesses & the Rural Economy

Beyond individual banking, the branch plays a catalytic role for local enterprises. From corner stores to regional distributors, businesses rely on the branch for working capital finance, overdraft facilities, and secure cash management services. The bank’s specialized MSME loan offerings, including guaranteed schemes like ECLGS 5.0, provide critical credit to small industrial units and service providers in the islands, helping them expand operations and manage seasonal cash flows.

Farmers and agricultural allied businesses are also a priority. The branch provides Kisan Credit Cards and farm loans, helping the agrarian community invest in seeds, irrigation, and equipment. This rural focus aligns with Bank of Baroda’s national mandate to strengthen the backbone of the Indian economy through accessible agricultural finance.

Contact & Customer Support

Reaching the branch or getting help is never a hassle. For account-specific inquiries or to schedule an appointment, customers can directly email the branch at dbbamb@bankofbaroda.bank.in. The national toll-free numbers 1800 5700 and 1800 5000 provide 24/7 support for urgent matters like blocking a lost debit card or reporting a fraudulent transaction. With this multi-channel approach, Bank of Baroda Bambooflat Branch ensures that help is always just a call or a click away, complementing its physical presence with robust virtual assistance.