Manappuram Finance Limited – Gold Loan

Manappuram Finance Limited – Gold Loan is a trusted financial institution located in the heart of Bamboo Flat (Shore Point) in the Andaman and Nicobar Islands. Situated at the Kunjamoo Building on SH-10, near the Co-Operative Bank, this branch brings decades of gold-backed lending expertise to the island community. As part of one of India’s most recognized gold loan NBFCs, the team here focuses on providing quick, transparent, and secure financing solutions that turn idle gold jewellery into working capital for personal, family, and business needs. Customers in Bamboo Flat, Sri Vijaya Puram, and surrounding areas rely on this branch for its efficient service, minimal documentation, and the trust that comes from a publicly listed company with roots tracing back to 1949.

Whether you need urgent funds for a medical emergency, education expenses, a small business upgrade, or simply to bridge a temporary cash-flow gap, the Shore Point branch is designed to make the process smooth and respectful. The branch operates with straightforward processes, secure gold storage, and a customer-first mindset that has earned it a 5.0 rating across 114 reviews. Customers frequently mention the polite staff, the quick five-minute loan process, and the supportive environment — qualities that make this branch stand out in the local financial landscape.

Gold Loan Services with Fast Processing

The flagship service at this location is the gold loan. By pledging your gold ornaments, coins, or bars, you gain access to funds without having to sell your valuables. The branch emphasizes lower interest rates, transparent valuation, and same-day disbursal. The gold is securely stored in vaults, and you receive a detailed receipt outlining the terms, interest, and repayment schedule. Once the loan is fully repaid, your gold is returned in the condition you left it. This is an ideal solution for anyone who wants to unlock the hidden value of their gold while retaining full ownership.

Online Gold Loan (OGL)

Beyond the in-branch experience, Manappuram also offers an Online Gold Loan facility. Customers in Bamboo Flat can initiate the process digitally through the OGL app or website, check eligibility, and then complete the formalities at the Shore Point branch for physical verification and disbursal. This hybrid model combines digital convenience with in-person security.

Vehicle, Business, and Personal Financing

While gold loans are the core offering, this branch also guides customers toward the full suite of Manappuram Finance products. Vehicle loans are available for both new and used cars, with quick approval and flexible tenure. Two-wheeler finance is particularly popular in the islands, where scooters and motorcycles are a primary mode of transport. Business loans support local entrepreneurs — from shop owners to caterers — with unsecured or secured options. Personal loans for salaried employees, balance transfer and top-up loans, and home improvement loans are also facilitated through this location, making it a one-stop financial hub for the Shore Point area.

Forex, Money Transfer, and Ancillary Services

Recognizing the unique needs of an island territory with mainland connections, the branch also supports foreign exchange and money transfer services. Customers can buy and sell major foreign currencies, send remittances, and access reliable transfer options — all within the same trusted Manappuram framework. Corporate loans, property loans, and housing loans round out the portfolio, ensuring that both individual and business borrowers find tailored solutions.

Serving Bamboo Flat and the Andaman Islands

The Shore Point branch is strategically located to serve Bamboo Flat and nearby areas such as Shore Point, Junglighat, and Sri Vijaya Puram. The address — No. 621/3/32, Kunjamoo Building, SH-10, near Co-Operative Bank — is easy to find and accessible by road. For customers arriving from Port Blair or other parts of South Andaman, the branch map and directions are readily available online. The team here understands the local economy, from tourism and fishing to retail trade, and tailors loan solutions accordingly. Walk-in visitors are welcomed in a clean, professional setting, and the staff is trained to handle everything from gold valuation to document verification in a single visit, often completing the entire loan process in under 30 minutes.

Customer Trust and Security

Security and transparency are cornerstones of every transaction. Gold is weighed and tested in front of the customer using modern karat meters and scales. Loan terms, including interest rates and repayment schedules, are clearly explained in the local language when needed. The branch accepts payment via cash, debit card, net banking, UPI, QR code, RTGS, and NEFT, giving customers flexibility in repayments and closures. All gold pledged is insured and stored in strongrooms that meet internal audit standards. This commitment to integrity is reflected in the reviews where customers praise the “good environment,” “supportive staff,” and “helpful nature” of the team.

Why Customers Choose the Shore Point Branch

Customers return to this branch not just for the competitive rates but for the respectful, no-pressure atmosphere. Small business owners, homemakers, and salaried professionals alike appreciate the dignity with which their assets are handled. The branch’s connection to the larger Manappuram ecosystem also means that after-sales service, loan renewals, and top-ups are managed efficiently. With extended hours from 08:30 AM to 05:30 PM, Monday through Saturday, working professionals can visit before or after their own jobs. The branch’s proximity to the Co-Operative Bank makes it a natural stop during regular banking errands.

Hours, Location, and Contact Details

Planning a visit? The branch is open Monday to Saturday, 08:30 AM to 05:30 PM, and remains closed on Sundays and public holidays. Walk-ins are welcome, but calling ahead at +91 80 4492 5261 ensures a dedicated appointment. The official branch website at branches.manappuram.com provides a photo gallery, directions, and a contact form. Customers can also connect via social media on Facebook, Instagram, LinkedIn, Twitter, and YouTube for financial tips, news, and community updates.