Ravi Exchange

Handling foreign currency transactions can be stressful if you don’t have a reliable partner. Whether you are a frequent traveler, a business paying international invoices, or a family sending support abroad, you need a service that combines competitive rates with ironclad security. At 29 Montgomery Road in Lahore’s Montgomery Park Garhi Shahu area, Ravi Exchange stands as Pakistan’s largest licensed exchange company, authorized by the State Bank of Pakistan. We bridge the gap between local needs and global financial networks, offering everything from walk-in currency conversion to integrated Western Union, MoneyGram, Ria, and IME home remittance channels.

Our roots run deep in Punjab’s commercial capital. Since opening our doors on 25th February 2005, we have expanded to more than 144 branches across the country, including Azad Jammu & Kashmir. This broad footprint means you get the same trusted service whether you visit our Montgomery Road head office or walk into a branch in a far-flung town. Backed by a board of directors and senior managers with money‑market experience stretching back to 1990, Ravi Exchange handles global foreign currencies and plays a significant role in building Pakistan’s foreign reserves. We are here to make your financial life easier—and we start by guaranteeing the exchange rates we quote.

Services & Facilities

We go far beyond a simple currency counter. Our product suite is designed for individuals and businesses that need speed, transparency, and choice. All transactions happen inside a fully compliant regulatory framework, protected by robust privacy and security protocols. Whether you carry cash or prefer digital channels, there is a service ready for you.

• Currency Exchange – Buy and sell major global currencies at guaranteed rates. We handle walk‑in cash exchanges as well as large‑volume transactions for corporate clients.
• Home Remittance – Receive funds from family and friends overseas through Western Union, MoneyGram, Ria, and IME. Our system links directly to these world‑class networks for near‑instant credit.
• Telegraphic Transfer – Send foreign currency abroad electronically for tuition fees, medical expenses, trade payments, or personal remittances. The team guides you through documentation and compliance requirements.
• Branchless Banking – Access basic financial services through partner‑enabled touchpoints, especially useful in areas where traditional bank branches are scarce.
• Currency Reservation – Lock in today’s exchange rate for your upcoming travel or business payment. This protects you from market swings while you finalize your plans.

What We Offer

Ravi Exchange builds every service around three pillars: guaranteed rates, extensive accessibility, and customer‑first convenience. We publish rate updates regularly so you can track the USD to PKR movement, and our blog answers common questions about exchange rate trends and remittance strategies. If you need help, the Lahore head office team is reachable at 042 111-529-529, and the email desk at info@raviexchange.com responds promptly.

Guaranteed Exchange Rates

Markets move quickly, and a quoted rate that disappears at the counter erodes trust. That is why we offer guaranteed exchange rates. When you reserve online or confirm a rate over the phone, we stand by it for your transaction. This approach is one of our most distinctive features and keeps customers returning for both personal and business needs.

Transparent, Fee‑Free Currency Exchange

We do not layer hidden service charges onto your exchange. The rate you see drives the calculation, with no surprise fees at payout. This transparency is especially valuable for larger transfers, where even a small hidden percentage can eat into the principal.

Compliance & Data Privacy

As an “A” category exchange company regulated by the State Bank of Pakistan, we operate under strict Anti‑Money Laundering (AML) and Know‑Your‑Customer (KYC) regulations. Customer information is protected by a published privacy policy, and every transaction is logged in a secure environment.

Why Customers Choose Us

Visitors to our Montgomery Road branch often mention three things: friendly staff who walk them through the paperwork, a clean and organized office, and rates that match or beat what they see online. While we acknowledge that busy periods can sometimes cause waiting, the overwhelming feedback highlights a team that works hard to process transactions correctly the first time.

• Licensed & Audited – Operating under State Bank of Pakistan supervision since 2005, with regular financial reporting and compliance audits.
• 144+ Branches Nationwide – From Lahore to Karachi, Peshawar to Muzaffarabad, you are never far from a Ravi Exchange counter.
• Multi‑Network Remittance – Acting as a super‑agent for Western Union, MoneyGram, Ria, and IME puts multiple payout options under one roof.
• Reserved Rate Facility – Hold a favourable rate while you gather funds or documentation, eliminating exchange rate risk on planned transfers.
• Professional Management – Senior leadership blends banking, finance, operations, and compliance expertise, ensuring governance and strategic direction.

Serving Lahore & Punjab

Lahore is our headquarters city and a critical hub for trade, education, and family ties that stretch across borders. Our Montgomery Park Garhi Shahu location sits on a major road with parking available, making it easy for customers throughout the city to reach us. Whether you are a student preparing for overseas studies, a businessman importing machinery, or a family collecting remittances from relatives in the Gulf, Europe, or North America, we understand the local context because we live and work here.

Supporting Pakistan’s Economy

Home remittances are a lifeline for the national economy, and Ravi Exchange plays a direct role in channeling those funds into the formal banking system. Every transaction processed through our counters contributes to the country’s foreign reserves, supporting monetary stability and economic growth. Our branch network in smaller towns and rural areas pulls unbanked families into a regulated financial ecosystem.

Neighbourhood Landmarks & Accessibility

The head office is situated near well‑known landmarks such as AtoZ Car Polish and Toyota Ravi Motors. Public transport, ride‑hailing, and private vehicles all provide easy access. On‑site parking simplifies the visit, whether you are picking up a large remittance or simply exchanging currency for an upcoming trip.

Hours, Location & Directions

We operate six days a week and close on Sundays. Our stated counter hours run from 09:00 to 20:00, allowing both early‑morning and after‑work visits. The full address is 29 Montgomery Road, Montgomery Park Garhi Shahu, Lahore, 54000, Pakistan. The Google Maps Plus Code is H88G+3X. For remote queries, call 042 111-529-529 or send a message via WhatsApp to +92 300 152 9529. The website raviexchange.com hosts a branch locator, rate updates, and an FAQ library that answers the most common operational questions.

Questions Visitors Ask

Many first‑time customers arrive with the same practical concerns. Below we answer the most frequent ones so you can walk in prepared.

• How do I find the nearest branch? – Use the interactive branch map on raviexchange.com, or call the helpline for directions.
• What documents are required for currency exchange? – A valid original CNIC, NICOP, or passport is necessary. For larger amounts, proof of the source of funds may be requested per SBP regulations.
• Are there limits on buying or selling foreign currency? – Yes, limits are set by the State Bank of Pakistan and vary by currency and purpose. The counter staff will inform you of the current daily and annual ceilings.
• How long does a remittance take through Western Union or MoneyGram? – In most cases, funds are available within minutes of the sender completing the transaction abroad. The beneficiary simply visits any Ravi Exchange branch with valid ID.
• Is my transaction information secure? – Absolutely. We follow strict data protection protocols and maintain a published privacy policy on our website. All digital and physical records are handled under AML/KYC guidelines.